Brazilian Stablecoin BRZ Gains Traction as a Global Financial Bridge
São Paulo, Brazil – September 2, 2025 – The BRZ, a stablecoin pegged 1:1 to the Brazilian Real (BRL) [1], is making waves as the largest non-dollar stablecoin in the world, offering a stable and secure way for individuals and businesses to engage with the global market. Issued by Transfero, a leading Swiss-Brazilian fintech company, BRZ is transforming how Brazilians access and utilize digital finance, with over R$15 million in circulation and more than 5,000 holders worldwide.
A Stablecoin for the Brazilian Market
Unlike volatile cryptocurrencies like Bitcoin, BRZ maintains a consistent value, with each token always exchangeable for one Brazilian Real. This stability is ensured through audited reserves held in custody at a financial institution authorized by the Central Bank of Brazil. The BRZ smart contract guarantees this 1:1 peg, providing users with confidence in its reliability. “The BRZ is more than just a stablecoin; it’s a gateway to financial inclusion and global markets,” said Marlyson Silva, CEO of Transfero.
Available across 16 major blockchains, including Ethereum, Polygon, Avalanche, and Solana, BRZ enables seamless transactions on numerous platforms, exchanges, and DeFi protocols. Its compatibility with these networks ensures accessibility and flexibility, allowing users to send and receive BRL globally without the volatility typically associated with cryptocurrencies.
Transparency and Trust
Transparency is a cornerstone of BRZ’s operations. Independent institutions regularly audit the issuance of new tokens and the reserves backing them, ensuring full accountability. With over R$1 billion in transactions processed since its launch in 2018, BRZ has established itself as a trusted tool for digital finance. “Our commitment to transparency and security sets BRZ apart,” noted Juliana Felippe, Transfero’s Chief Revenue Officer. “We’re building a bridge between traditional finance and the digital economy.”
Powering Global Transactions
BRZ is designed to simplify cross-border payments and financial operations. Its integration into the Circle Payments Network (CPN) in 2025 has further enhanced its capabilities, enabling near-instantaneous global transactions. For example, a recent test demonstrated a dollar-to-BRL transaction completed in just 72 seconds. This efficiency makes BRZ an attractive option for businesses and individuals looking to bypass the high fees and delays of traditional banking systems.
The stablecoin’s utility extends to decentralized finance (DeFi) and payment solutions. Through Transfero’s Crypto Checkout, businesses can accept cryptocurrencies like Bitcoin and automatically convert them to BRZ, shielding them from market volatility. Additionally, BRZ supports innovative use cases, such as staking through platforms like Stakease [3], which offers yields tied to Brazil’s CDI rate.
A Growing Ecosystem
Transfero’s acquisition of CryptoBRL (CBRL) in 2021 solidified BRZ’s position as Brazil’s leading stablecoin [2]. The company has since expanded its offerings with ARZ (pegged to the Argentine Peso) and CLZ (Chilean Peso), leveraging Wormhole’s NTT framework to enable multichain functionality. With over 1 million transactions processed since 2022 and $200 million in monthly trading volume, BRZ is a cornerstone of Transfero’s mission to connect emerging markets to the global financial system.
Challenges and Opportunities
While BRZ offers significant advantages, it operates outside the regulatory oversight of Brazil’s Comissão de Valores Mobiliários (CVM), which may expose investors to risks such as financial scams. However, Transfero mitigates these concerns through robust security measures, including multi-layer cryptography and partnerships with reputable financial institutions. The company also emphasizes education to help users navigate the crypto landscape safely.
Looking ahead, Transfero aims to position BRZ as a bridge to Brazil’s upcoming Central Bank Digital Currency (CBDC), Drex. “BRZ is a stepping stone to a more interconnected financial future,” said Silva. “By integrating with global networks and supporting local economies, we’re paving the way for seamless digital transactions.”
Why BRZ Matters
For Brazilian investors and businesses, BRZ offers a stable, low-cost alternative to traditional financial systems. Its ability to facilitate quick, secure, and transparent transactions makes it a powerful tool for international trade, remittances, and DeFi applications.