Anzen Finance Pioneers RWA-Backed Stablecoin USDz, Revolutionizing DeFi
Los Angeles, CA – September 3, 2025 – Anzen Finance, a trailblazing decentralized finance (DeFi) platform, is making waves in the cryptocurrency ecosystem with its innovative stablecoin, USDz [1]. Unlike traditional fiat-backed stablecoins like USDC or USDT, USDz is backed by a diversified portfolio of institutional-grade real-world assets (RWAs) [2], primarily composed of private credit securities. This unique approach offers investors stability, sustainable yields, and seamless integration across DeFi platforms, positioning Anzen Finance as a leader in bridging traditional finance with blockchain technology.
A Stablecoin Backed by Real-World Assets
USDz is designed to maintain a stable value, pegged to 1 USD or more through on-chain RWA collateral. The underlying assets include a diversified portfolio of private credit securities, such as SMB merchant receivables ($3.02M, 14.0% APY), factored invoices and PO financing ($2.87M, 12.5% APY), litigation finance ($2.03M, 13.0% APY), auto lease financing ($1.52M, 16.0% APY), and consumer financing ($1.84M, 15.0% APY). These assets are carefully selected through rigorous underwriting processes by Anzen’s licensed partner, which boasts a track record of over $1 billion in private credit deals and leadership with experience at institutions like BlackRock, UBS, Goldman Sachs, and JP Morgan.
This diversified portfolio ensures that USDz remains resilient even during volatile cryptocurrency market conditions, offering investors a hedge against the price fluctuations often associated with unbacked crypto tokens. By leveraging the $7 trillion U.S. private credit market, USDz provides consistent, fixed-rate yields, making it an attractive option for DeFi participants seeking stability and rewards.
Safety, Utility, and Rewards
Anzen Finance emphasizes three core pillars for USDz: safety, utility, and rewards. The stablecoin is backed by overcollateralized assets with protective features like collateral (real assets that can be sold to cover investors' funds) and covenants (rules governing borrower actions). This structure minimizes risk and enhances investor confidence.
USDz is fully composable, enabling seamless integration across the DeFi ecosystem. Users can trade USDz on decentralized exchanges (DEXs) like Aerodrome and Uniswap V3, participate in DeFi protocols, or use it for payments. Its omnichain compatibility, supported by LayerZero’s Omnichain Fungible Token (OFT) standard, allows USDz to be bridged across multiple blockchains, such as Base, Ethereum, Manta, Arbitrum, and Blast, typically within 3-5 minutes.
Staking USDz (to obtain sUSDz) offers investors the opportunity to earn sustainable, non-cyclical yields from senior positions in middle-market credit. These yields are uncorrelated with crypto market volatility, providing a stable income stream. Anzen’s partnerships with major DeFi platforms like Aerodrome, Beefy Finance, and Extra Finance further enhance USDz’s utility, with a total value locked (TVL) of $121.08 million across supported chains.
Robust Security and Industry Backing
Security is a cornerstone of Anzen Finance’s platform. USDz and its related smart contracts have been audited by leading firms Zellic, Peckshield, and Halborn, with all reports publicly available for transparency. The platform leverages blockchain technology’s cryptographic algorithms and decentralized architecture to ensure secure, transparent transactions and protect against bad actors.
Anzen Finance has garnered significant industry support, raising $4 million in seed funding from prominent investors, including Circle Ventures, Mechanism Capital, Frax Finance, Tribe Capital, and Infinity Ventures. This backing underscores the confidence in Anzen’s vision to transform private credit access through decentralized infrastructure.
Market Performance and Community Engagement
The native token of Anzen Finance, ANZ [2], ANZ is designed to provide utility and align incentives within the USDz ecosystem. It employs a vote-escrowed (ve) model, inspired by mechanisms in DeFi protocols like Curve and Pendle, where locked tokens can share protocol revenue and govern the allocation of token rewards and liquidity incentives.
A Vision for the Future of Finance
Anzen Finance is redefining DeFi by bringing institutional-grade private credit on-chain, making it accessible to a broader audience. By combining the stability of RWAs with the flexibility of blockchain technology, USDz offers a compelling alternative to traditional stablecoins. As Anzen continues to expand its ecosystem—currently spanning 37 partners and 5 blockchains—the platform is poised to play a pivotal role in the future of decentralized finance [4].